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Commercial General Liability Insurance:
…provides protection against legal liability claims from third parties for bodily injury and/or property damage losses arising out of your business operations.
Directors' & Officers' Professional Liability:
…provides insurance protection against corporation's errors and omissions liability exposures faced by board members, executive officers and management.
Employment Practices Liability (EPL):
Employment Practices Liability Insurance (EPL) is errors and omissions insurance coverage designed to protect employers from losses arising out of specific types of employment-related wrongdoing. The most common types of claims are:
- Sexual Harassment,
- Discrimination, and
- Wrongful Termination.
Fiduciary Liability:
…provides protection against errors and omissions claims made against an insured for any loss sustained because of a breach of fiduciary duty.
- ERISA liability.
- Employee Welfare or Pension Benefit Plans maintained or administered by the insured or sponsor organization.
- Other Employee Benefits administration by the insured.
Environmental (Pollution) Liability:
…provides coverage against third party claims for bodily injury, property damage, or cleanup as a result of pollution release.
Umbrella Liability:
…provides multiple layers of excess liability insurance over specified underlying liability insurance policies.
…provide liability coverage for catastrophic losses in excess of the underlying or primary policies (General Liability, Automobile Liability, and Employers Liability). In some instances it also provides additional coverage that is not provided by primary policies.
Miscellaneous Professional Liability:
A dissatisfied client, the "fast pace" trend in business, the challenge of making a profit in a changing economy and an increasing suit happy legal environment can result in BIG problems for a growing business.
As your company reacts to the changing economy, your need to rely on a wide range of professionals to provide various business, financial, and personal services will intensify. The rapid growth in these areas has led to the increased potentiality of your facing a devastating professional liability lawsuit.
Miscellaneous Professional Liability Insurance, is a comprehensive, cost-effective program that can be easily tailored to cover claims brought against your company for:
- Breach of duty
- Errors or omissions committed in the rendering of professional services
- Misstatements or misleading statements
- And much more.
This type of insurance is often custom designed to each client as their specific needs may require. Contact us for a free evaluation and quote.
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